Cost of Living in Pike County, GA: Is It Affordable?

by Dekota Oechsle

Cost of Living in Pike County, GA: Is It Affordable?

Conveniently located in central Georgia, Pike County is known for its rural charm, strong sense of community, and affordable living. Whether you’re considering a move to escape the hustle of city life or looking for a cost-effective place to retire, understanding the financial aspects of living in Pike County, GA is essential.

How much does it really cost to live in Pike County? Let’s break it down by housing, utilities, food, transportation, healthcare, and taxes to give you a full picture of what to expect in 2025.

Housing Costs in Pike County, GA

Home Prices

Pike County’s median home price in early 2025 sits at $314,478, which is lower than the Georgia state average of $323,000. This makes it a great option for homebuyers looking for affordability and space. While some sources report average home values exceeding $350,000, others indicate median home values closer to $213,148, reflecting the diversity in the local housing market.

For buyers financing their homes, mortgage payments, property taxes, and insurance average around $1,094 per month.

Renting in Pike County

If you’re planning to rent in Pike County, the average monthly rent is $939, making it cheaper than the national average. However, rental prices vary, with two-bedroom apartments averaging $1,056 per month, which is higher than Georgia’s statewide average.

Utilities and Essential Services

Utility costs in Pike County are moderate compared to Georgia’s urban areas. On average:

Electricity: $84.28/month (Georgia Power & Southern Rivers Energy)
Water & Sewer: $40–$70/month
Internet & Mobile: $50–$100/month
Total monthly utilities: $150–$250, depending on usage.

Given Georgia’s hot summers, electricity bills spike in warmer months, but overall, Pike County’s utility costs remain reasonable compared to larger metro areas.

Food and Grocery Expenses

Groceries in Pike County are 8% lower than the national average, making everyday essentials more affordable. The average cost per meal is $3.48, meaning a family of four can expect to spend about $1,044 per month on food.

However, food insecurity affects about 8.1% of Pike County residents, indicating that lower-income households may struggle with affordability despite costs being lower than in other parts of Georgia.

Transportation Costs

Pike County is a car-dependent area, with no major public transportation options. Residents should expect the following expenses:

Gas prices: $3.10–$3.40 per gallon (varies by season)
Average commute: 30–90 minutes, with many residents commuting to Griffin, Fayetteville, or Atlanta for work.
Car insurance: Around $120–$160 per month, depending on vehicle type and driving record.

If you work remotely, you’ll save significantly on gas, car maintenance, and commuting costs.

Healthcare Costs in Pike County

Healthcare in Pike County is 18.2% cheaper than the national average, making it a budget-friendly location for medical expenses. Residents can access local clinics, nearby hospitals, and Medicare Advantage plans.

Key healthcare cost breakdown:

Primary care visits: $75–$150 per visit
Specialist visits: $150–$300
Health insurance premium: $350–$500/month (varies by provider)
Prescription drug deductible: $475 (for Medicare plans)

Senior residents (65+) earn a median income of $53,529, meaning healthcare can take up a significant portion of their budgets. Medicare Advantage plans are available, but out-of-pocket costs can reach $8,042 per year, making proper planning essential.

Employment and Income in Pike County

Pike County residents earn higher-than-average incomes compared to many rural Georgia areas. In 2025:

Average household income: $96,843
Median household income: $77,802
Top industries: Education, healthcare, construction, and agriculture
Unemployment rate: 2.3% (lower than Georgia’s average)

Those working in Atlanta or surrounding metro areas often find it financially beneficial to live in Pike County while earning in a higher-paying market.

Learn more about Pike County's Job Market.

Taxes and Cost of Living Adjustments

Pike County benefits from moderate taxes, making it an attractive place for families, retirees, and remote workers.

State income tax: 1%–5.75% (depending on income level)
Property taxes: 0.8%–0.9% of home value
- Average property tax bill: $2,801/year
Sales tax: 7% (lower than metro Atlanta)

Compared to larger Georgia counties, Pike County’s lower taxes help keep overall living expenses manageable.

Learn More about Pike County's Cost of Living.

Quality of Life in Pike County, GA

Beyond financial considerations, Pike County offers an exceptional quality of life, including:

Small-town charm: Strong sense of community with low crime rates.
Outdoor recreation: Abundant parks, hunting areas, and scenic countryside.
Proximity to Atlanta: Easy access to bigger job markets and entertainment options.
Top-rated schools: Well-rated public schools make it family-friendly.

The balance between affordability and quality of life makes Pike County an ideal place to live for those seeking a slower pace without sacrificing modern conveniences.

Final Verdict: Is Pike County, GA Affordable?

Absolutely! Pike County offers a lower cost of living than the national average, with affordable home prices, low property taxes, and reasonable utility and grocery costs. While healthcare and transportation costs can add up, the county remains a budget-friendly option for families, retirees, and professionals looking for peaceful, small-town living.

For anyone considering buying or renting in Pike County, understanding these expenses will help you plan financially and make an informed decision.